Personal Umbrella insurance policies provide additional liability protection over the limits of obligations that is offered on homeowners, auto, motorcycle, boat or rental property policy. The minimum limit of liability coverage starts at $1000000 and goes up to $5000000 or $10000000.
Auto and homeowners are the pre requisites for umbrella insurance according to most of the insurance companies. Umbrella insurance covers losses against exposures such as personal injury for libel, slander and defamation of character, defense coverage or vacation rental liability.
TMT INSURANCE represents a large number of companies that offer personal umbrella policies. Our knowledgeable TMT INSURANCE agents can evaluate your situation and recommend the right insurance protection program to fit your needs.